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Money and Banking
The students will be enabled to comprehend money, banking functions, banker-customer relations, innovative banking, negotiable instruments, and banking regulations.
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Course |
Learning outcome (at course level) |
Learning and teaching strategies |
Assessment Strategies |
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Course Code |
Course Title |
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25CFSG 403 |
Money and Banking (Theory) |
CO 103: Evaluate the importance of money, near money instruments, and principles of note issue. CO 104:Comprehend factors affecting money demand and supply, and evaluate the central bank's monetary policy measures. CO105:Develop knowledge about the Indian banking system, products, services, and third-party offerings. CO 106:Differentiate between innovative banking channels and select appropriate payment mechanisms for fund transfer. CO 107:Analyze negotiable instruments in banking and their role in fund transfer and debt obligation discharge. CO 108:Contribute effectively in course-specific interaction |
Approach in teaching: Interactive Lectures, Discussion, Tutorials, PowerPoint presentations. Learning activities for the students: Self-learning Assignments, , Seminar, presentations. |
CA tests, Semester end examinations, Quiz, Assignments, Presentation. |
- Meaning, Types, Functions, Importance, and Evils of Money.
- Money and a Near Money- comparison.
- Concept of Velocity and Value of Money.
- Measurement of change in the value of money.
- Central Bank- Structure, organization, and Functions of RBI
- Practical: Create a presentation exploring money's functions and the RBI's role, with group discussions on its significance in the economy.
- Factors affecting the demand for money.
- Supply of Money- Determinants of Supply of Money.
- RBI’S measure of the money stock. Narrow Money and Broad Money,
- New monetary aggregates, Liquidity aggregates.
- Monetary Policy of India
- Practical: Make a report analyzing factors influencing money demand and supply, presenting findings and policy recommendations.
- Meaning, Types of Banks, Functions.
- Banking Products and Services –Types of Deposits, Third-party products offered by banks.
- Types of loans and advances offered by banks- Securities for banker's advances and Loans-
- Modes of Charging Securities Lien, Pledge, Mortgage, Hypothecation, etc
- Practical: Conduct a case study on a bank's operations, presenting findings on loan types, securities, and customer interactions
- Types of relationships,
- Banker’s rights and duties, garnishee order.
- Innovative Banking –Meaning, Significance and Features
- Channels of Banking - ATM, internet, mobile, phone banking, POS
- Payment mechanism of Banks - cheques, demand drafts, plastic cards NEFT, RTGS, IMPS, SWIFT, ECS, payment wallets
- Practical: Explore innovative banking channels through hands-on activities or demonstrations
- Promissory note, Bills of Exchange, and Cheque. - Concept, Feature, Parties, and Types.
- Endorsement – Meaning and Types.
- Presentment and acceptance: - Meaning, Purpose (acceptance, sight & Payment) Time, and place of Presentment.
- Banking Regulation Act: An overview
- Practical: Engage in interactive discussions on negotiable instruments and the Banking Regulation Act, relating concepts to real-world banking scenarios.
- D.M. Mithani, Mone , Banking, International trade and Public Finance
- T R Jain Money and Banking, V K Global Publication Pvt Ltd
- Tandon and Mathur Money and Banking Shivam Publication, Jaipu
- P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
- Mithani.D.M, Money,Banking,International Trade and Public Finance., Himalayan Publication, New Delhi
- B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
- Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
