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Money and Banking [1]

Paper Code: 
25EBSG 416
Credits: 
3
Contact Hours: 
45.00
Max. Marks: 
100.00
Objective: 

This course will equip students with essential knowledge of money, banking operations, innovative banking channels, and negotiable instruments, enhancing their understanding of financial systems and their functioning.

 

Course Outcomes: 

Course

Course Outcomes (at course level)

Learning and teaching strategies

Assessment Strategies

Course Code

Course Title

 

 

 

 

 

 

 

 

 

 

 

25EBSG416

 

 

 

 

 

 

 

 

 

 

Money and Banking (Theory)

CO139: Critically evaluate the importance of money and various other instruments used as near money instruments principles of note issue.

CO140: Comprehend various factors affecting the demand and supply of money in an economy and evaluate various policy measures adopted by the central bank to manage the money supply.

 

CO141: To develop relevant knowledge about the Indian banking system and Compare the Different Types Of Products And Services.

 

CO142: Differentiate between various innovative banking channels and to select the appropriate payment mechanism for the effective transfer of funds.

 

CO143: Analyze the features of various negotiable instruments used in banking and to evaluate their role in effective fund transfer and discharge of debt obligation CO144:  Contribute    effectively     in                course-specific interaction

Approach                      in teaching: Lectures, Discussions, power point presentations.

 

Learning activities for the students:

Self-learning assignments, group            projects,

Project              reports, Seminar presentation,

Class               tests, Semester            end examinations, Quiz,          Solving problems              in tutorials, Assignments, Presentation, Individual and group projects

 

9.00
Unit I: 
Money:

 

·         Meaning, Types, Functions, Importance, and Evils of Money.

·         Money and a Near Money- comparison.

·         Concept of Velocity and Value of Money.

·         Functions of RBI

  

 

 

 

  
 

 

 

 

9.00
Unit II: 
Demand and Supply of Money

 

 

 

·         Factors affecting the demand and supply of money.

·           Supply of Money- Narrow Money and Broad Money.

·         Velocity and Value of Money.

·         Monetary Policy

  

 

 

 

9.00
Unit III: 
Banks-

 

·         Meaning, Types of Banks, Functions.

·         Banking Products and Services –Types of Deposits, and Loan

·         Banker Customer Relationship.

·         Banker’s rights and duties, garnishee order.

  
 

 

 

 

 

9.00
Unit IV: 
Innovative Banking
 

 

 

·         Channels of Banking - ATM, internet, mobile, phone banking, POS

·         Payment mechanism of Banks - cheques, demand drafts, plastic cards NEFT, RTGS, IMPS, SWIFT, ECS, payment wallets.

 
   

 

 

9.00
Unit V: 
Negotiable Instruments
 

 

 

·         Promissory note, Bills of Exchange, and Cheque. - Concept, Feature, Parties, and Types.

·         Endorsement – Meaning and Types.

·         Presentment and acceptanc e: - Meaning, Purpose (acceptance, sight & Payment) Time, and place of Presentment.

 

 

 

Essential Readings: 

UNIT I Money:

·         Meaning, Types, Functions, Importance, and Evils of Money.

·         Money and a Near Money- comparison.

·         Concept of Velocity and Value of Money.

·         Functions of RBI

9 hours

UNIT II Demand and Supply of Money-

·         Factors affecting the demand and supply of money.

·           Supply of Money- Narrow Money and Broad Money.

·         Velocity and Value of Money.

·         Monetary Policy

9 hours

UNIT III Banks-

·         Meaning, Types of Banks, Functions.

·         Banking Products and Services –Types of Deposits, and Loan

·         Banker Customer Relationship.

·         Banker’s rights and duties, garnishee order.

9 Hours

 

9 Hours
 

 

 

UNIT IV Innovative Banking - Meaning, Significance and Features

·         Channels of Banking - ATM, internet, mobile, phone banking, POS

·         Payment mechanism of Banks - cheques, demand drafts, plastic cards NEFT, RTGS, IMPS, SWIFT, ECS, payment wallets.

 

Promissory note, Bills of Exchange, and Cheque. - Concept, Feature, Parties, and Types.

·         Endorsement – Meaning and Types.

·         Presentment and acceptanc e: - Meaning, Purpose (acceptance, sight & Payment) Time, and place of Presentment.

9 Hours

 

 

References: 
 

 

 

E-Resources:

•  https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Report%20on%20Cu... [2](RBI Report on             Currency & Finance, various issues)

•  Websites: https://www .rbi.org.in/ [3] (RBI)

•  https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=53113 [4] (Various latest issues of        RBI Bulletins)

•  https://www.pdfdrive.com/monetary-economics-books.html [5]

•  https://www.pdfdrive.com/monetary-economics-e38141688.html [6]

•  https://www.pdfdrive.com/money-and-banking-textbook-books.html [7]

 

Reference Journals:

•  Journal of Money, Credit and Banking

•  The Review of Economic Studies

•  Journal of Monetary Economics

International Journal of Monetary Economics and Finan

Academic Year: 
2025-2026 [8]

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Source URL: https://business.iisuniv.ac.in/courses/subjects/money-and-banking-4

Links:
[1] https://business.iisuniv.ac.in/courses/subjects/money-and-banking-4
[2] https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Report%20on%20Currency%20and%20Finance
[3] http://www.rbi.org.in/
[4] https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=53113
[5] https://www.pdfdrive.com/monetary-economics-books.html
[6] https://www.pdfdrive.com/monetary-economics-e38141688.html
[7] https://www.pdfdrive.com/money-and-banking-textbook-books.html
[8] https://business.iisuniv.ac.in/academic-year/2025-2026